What about my hair?

Hair nets are provided, but are optional.  The mist beads up on hair but is not absorbed into hair, nor does it discolor hair.

Will it transfer to my clothes?

Prior to your first bath or shower, some of the bronzer may transfer to lightly colored clothing.  If so, it will wash right out.  This is not an issue after your first bath or shower.

Is towel buffing really important?  Will it remove my tan?

Towel buffing is critically important, and no it does not remove the tan.  The buffing spreads around the excess solution on the body, particularly the beads of solution on the hair.  It results in a more uniform tan, being analogous to buffing a car after waxing or shoes after shining.  The little that is left on the towel is what would have otherwise transferred to your clothing.